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I would recommend G.F. Gallo & Associates to anyone. Gary was a complete professional and handled my insurance claim from start to finish. I didn’t have to deal with the insurance company which was great.

Gary did a great job with my Allstate claim. I initially engaged directly with the assigned adjuster which turned into a bad experience leading me to search for a public adjuster. At first I was reluctant to commit to his fee not knowing if the rate would be justified with a higher award. Going with Gary was the best decision I made with this claim. I figure he got twice as much in the final award then I would have done on my own and I would classify myself as a savvy businessman and construction project manager. There is a whole world of process, technicalities and tactics on how the insurance business works that Gary possesses and the ordinary policy holder does not. In the end, using a PA like Gary will put more money in your pocket with a lot less hassle.

I had damage to my kitchen following an appliance installation by a large home improvement retailer. The company was unresponsive and referred me to the third party installer, who was also unresponsive. I was frustrated and didn’t have the time or the knowledge to pursue the claim on my own. Gary made a confusing and time consuming process easy for me. I received the recommendation to work with him from friends who had worked him prior. He is attentive, through and you can be sure he is advocating for you at all times. I am incredibly pleased with the outcome of my claim, and I am sure I woul dn’t have been able to achieve the same outcome on my own.

Gary Gallo was recommended by REI Roofing as a PA that would be able to get our cedar roof covered by insurance even though the insurance company’s initial inspection resulted in a œno sign of wind damage low settlement offer. When Gary first came to inspect the roof I showed him a piece of a tree that had been wind driven through the siding and was still stuck into the clipboard. We viewed several holes that were through the garage section of the roof from branches of an 80-foot pine tree that had fallen in the high winds. We then ventured into the attic where Gary witnessed and photographed the thousands of cracks that were through the cedar shakes. He stated that there were obvious signs of wind damage to our entire roof. My wife and I agreed to hire him Gary for 10 percent of the settlement. Gary went to work and promised us that he would get a much better settlement. The negotiations took a few months and his persistence got us a settlement seven times the initial offer. If you are looking for a truly professional and knowledgeable PA that will get you the results that you could only dream about then Gary Gallo is the guy for you! Thanks Gary for all your efforts getting us a great settlement!

Gary, Thanks for the hard and diligent work that you did on my and Shanon’s behalf with Lloyds on the Admiral Street claim. I realize that for such a small claim many other PA’s would have dropped the ball leaving us in a monetary dilemma. You never waivered as always and your efforts do not go unnoticed. As always you are my first recommendation to any property owner when they sustain a loss. Your respect and professionalism is truly appreciated.

On behalf of Shadow Brook Condominium Association, thank you.  Your professional acumen made you the perfect advocate for our condo association.  You worked tirelessly on our behalf, never losing your calm demeanor nor your determined focus on the goal.  Your efforts paid off in a BIG way for our association!  You saw opportunities which escape the average person.  Your experience allowed our association to optimize the situation.  I would heartily recommend you and your services to all!  Thank you.

We had roof damage caused by a severe storm. The insurance company’s initial offer did not even come close to covering the cost of repair. Gary helped us in a case concerning roof damage that occurred during a storm. I had never put in a claim before and wasn’t sure of how to.

Gary Gallo is a total professional and was a godsend this past spring after having serious ice damming, water issues throughout my house. The insurance company wanted to give a settlement that didn’t even start to repair the damage. Gary stepped in, got everything that was needed to fully repair my house (4 times the original figure) and took care of the whole stressful situation without me ever getting involved. I would highly recommend Gary to anyone with an insurance claim.

Gary has been a life saver! I live 1500 miles from a vacation home in Rhode Island that was severely damaged during last years horrendous winter storms. He went to bat for me with my insurance company after I felt their offer was not appropriate. From the start, he has been a true professional in every manner. From dealing with the insurance company’s incomplete and low initial settlement offer, his detailed investigation of all the damage done and a most comforting, calming manner that he possesses by being very patient and explanatory with me thru this long, emotional and stressful process, he truly has earned my respect. His work is very thorough and encompassing, coming from his many years of experience in the business. I truly believe we would not have received double the amount of money we were at first offered if it wasn’t for his expertise and participation! I can not recommend Gary Gallo and his company enough!!

I have been in the construction industry for over 25 years and throughout my tenure have had association with many Independent public adjusters. It was a relief to finally find an adjuster that ended my search. Gary has the ability to maximize the payments to all of my clients and at the same time maintain the highest level of professionalism and integrity that I require with anyone working for my clients. His estimates are beyond reproach and his years of untarnished experience and knowledge of the construction and insurance industry, is a delightful addition to the services that I have to offer all of my clients in their time of both minor and major losses. I would recommend Gary to anyone who has any dealings with their insurance company in the event of a loss.

Our home had three floors of water damage from ice damming this winter. The insurance company offered a low settlement figure, but our contractor recommended bringing Gary Gallo in to perform an alternative adjustment. And we are very glad he did! Gary got us a settlement 4 times the size of the original offer without us having to do any work, arguing, or negotiation. Once he inspected the damage, he handled everything until he handed us a new, much larger, check. Gary did fantastic job and we would recommend him to anyone dissatisfied with their insurance settlement.

Without Gary Gallo settlement offered was $9,700 – With Gary settlement offered was $66,000 This is a testimonial about Gary Gallo who saved my son and me from having to go to court over a large loss which our insurance company (which we had used for the past 30 years) was trying to get out of paying. Believe it or not, they were actually trying to blame us for the flooding of my son’s home as a result of a blizzard and resulting power outage. Our ordeal began in February, 2013. My son left his home for two weeks to assist me in Florida with two seriously ill relatives. While there, a blizzard hit Rhode Island resulting in power outages lasting for days. Temperatures hovered around 10 degrees during this time causing his pipes to freeze and rupture. When the power was restored, water poured into his home for several days. At first, the insurance company representative bent over backwards to be helpful. Later, he stopped returning calls and the case was reassigned to a woman. It soon became evident that this new representative was trying to blame my son for this loss. She accused him of being a “snowbird” who left his house unattended for the winter instead of the reality that he was gone for two weeks to assist in a family emergency. The first representative had asked for a taped interview with him, which my son agreed to since he had nothing to hide, but it later appeared as though they were trying to find fault with something he had said or done. They transcribed the tape and misquoted him on some issues, distorting what he had said and adding things he did not say, even making up what day the flooding occurred, although he had said he did not know for sure. They then asked us for all of our records including oil fill-ups and furnace repair appointments. Next, they had their engineers come to evaluate the condition of the heating system. They also asked us to get the records of the National Weather Service for what the temperatures were in our area during the month of February. During all of this time, telephone calls and emails were not returned at all in many cases and very delayed in others. I finally hired an attorney who confirmed our belief that this company was trying to blame this catastrophe on my son and get out of paying for the damages altogether. She was able to intervene for us, and this company finally, six months later, did send us a check for approximately $9,700 after deducting a $2,500 deductible and for $5,500 depreciation. Since the entire kitchen had been torn out as well as the floor and bottom half of the walls in three rooms, this amount was absurd so we did not accept it. After being referred to Gary Gallo by my brother, who had also had an excellent experience with him, I hired him in January, 2014. With his history in construction as well as having worked in the insurance business, he knew how to figure out how much the repair of this house would cost and also how to deal with the insurance process. Once Gary took over, our stress levels went from a 10 to a 1. I felt my son and I were in capable, competent hands from the very beginning, and we felt that these worries were finally off our shoulders. Well, I was right. Gary persisted with this company in spite of being treated as unprofessionally as I was by their employees. They also did not return his calls, and he had to be very persistent and assertive to get any response from them. He did persevere, however, and eight months after I hired him (a year and a half after the house was flooded), we finally received payment of approximately $66,000 for the damages incurred due to that blizzard and outage. Needless to say, we are very happy with this result, and my son is thrilled that he can finally get on with his life. I would highly recommend Gary to anyone who is faced with this type of ordeal!

I would highly recommend Gary to anyone who is faced with this type of ordeal! I felt my son and I were in capable, competent hands from the very beginning with Mr. Gallo, and we felt that these worries were finally off our shoulders. Well, I was right. Gary persisted with this company in spite of being treated as unprofessionally as I was by their employees. They also did not return his calls, and he had to be very persistent and assertive to get any response from them. He did persevere, however, and eight months after I hired him (a year and a half after the house was flooded), we finally received payment of approximately $66,000 for the damages incurred due to that blizzard and outage. Needless to say, we are very happy with this result, and my son is thrilled that he can finally get on with his life.

I would definitely recommend Mr. Gallo as an interface between a corporation and an insurance company.

It gives me great pleasure to recommend Gary Gallo as a Public Adjuster. Gary was quick at getting the adjuster to up his settlement. I was very happy with the result and he only charged me ten percent as a fee.

Gary is very thorough, efficient, and very competent in his field. I would recommend him to anyone.

Gary assisted my wife and me in processing a claim with our insurance company which covered a good portion of our new roof and subsequent repairs. The insurance company was particularly difficult to deal with and Gary handled all issues with them without us having to deal with any of the stress. I am certain we could not have gotten such a large settlement on our own. We would highly recommend his services,

Before Gary came into the picture, I saw no option but to pursue time-consuming litigation. Gary worked without fanfare. And in the end, he was able to obtain the additional funds needed to repair the damage to my home. I whole-heartedly recommend him. Thanks Gary!

We were new homeowners and about a month into living in our new home the ceiling came down in our kitchen from a leak in the upstairs bathroom. Our initial claim settlement did not cover the cost of fixing the damage and as it was partially denied by our insurance company. We contacted Gary and he negotiated with the insurance company to get our claim adjusted to cover the full cost of the repairs. He was very professional and thorough and I don’t know what we would have done if he hadn’t been there to help us with our claim.

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