About G. F. Gallo & Associates

As your Public Insurance Adjuster, we at G. F. Gallo & Associates take your claim very seriously, we are passionate advocates for our clients. We will thoroughly evaluate, interpret policy coverage, document your claim and negotiate a final settlement with your insurance company on your behalf.

Our public adjusters are licensed in Massachusetts, New Hampshire, Connecticut, Rhode Island, Maine and Vermont. Our Headquarters is located in Cranston RI. We can easily secure licenses in other states as needed.

In the event of an insurance claim we quickly respond to your home or business to assess and support your damages. Our investigation and collection of supporting evidence along with our vast experience strengthens our position to negotiate with your insurance company and accelerates the process to bring your claim to a final settlement.

We represent your interests on any type of insurance loss including fire damage, water damage, wind damage, ice damage, mold and many others accidents potentially affecting your home or business.

Our mission is to assure that you obtain all the coverage benefits available under your policy and our estimate of repairs or replacement is comprehensive and accurate, so to get the most out of your coverage to support your damages. We will get you much, much more!

Gary Gallo, President,
Public Insurance Adjuster & Construction Expert

Gary is the President of the firm and is responsible for all of its daily operations and reviews all claims that the firm represents. He specializes in adjusting large losses and advises the firm’s adjusters on complicated claims and coverage issues.

Gary has been an insurance adjuster and in the construction field his entire professional career, over thirty-five years. He started as a General Contractor, while also adjusting claims for insurance companies on their behalf before owning his own Public adjusting firm. While he worked for various insurance carries he was privy to the inner workings of an insurance carrier’s claims department, this experience has given him tremendous insight when adjusting and settling losses.

After working for various insurance companies over the years, Gary found that he had many differences with their philosophies and procedures, he found himself on the wrong side of the fence, a passion developed to advocate for the insured and he found it necessary to change sides.

Besides his vast experience in construction and adjusting claims Gary has over 60 home and building evaluation certifications, hundreds of disaster repair and restoration certificates and he is a mold certified inspector and remediator. He is a construction expert and building damage estimator.

He attended Northeastern University where he secured a degree in Business Management and continues his education by taking courses regularly that are related to his professional career. He also attended and graduated Vale Insurance Adjusting Institute.

I am passionate about what I do here at G.F.Gallo & Associates. Our clients come first, it is critical that they know and feel like they are special, and that we fought for them with passion and used all our resources! It is important to us that at the conclusion of your claim, you believe that you have received the best representation possible, and be so motivated that you would want to recommend me and my staff to others!

I have been in the insurance business for over 30 years, with my staff we total over a 120 years of experience.

In the event of a loss, I can supply you with a list of referrals to help you make a decision to retain us to handle your claim.

Once you have made a decision, I promise to use all of our experience, education and passion to bring your claim to a favorable and fast resolution with your insurance provider. We will get you much, much more!

“Don’t let the insurance company take advantage of you, by telling you what you are owed and what is covered.”

The truth is, Insurance carriers look for ways to cut your claim. That could be by their interpretation of coverage, their damage repair cost and/or scope of damages. In any event, you the insured loses. Most insured’s are willing to accept whatever their insurance carrier tells them and know none the better.

Most insured’s believe that the insurance companies adjuster is there for them. The truth is the insurance company’s adjuster’s job is to save the company money, and pay the least that it can to settle your claim. That is why they are named adjuster’s; they adjust the claim or deny it to favor the carrier.

What you will run into with your claim is company adjusters that make mistakes, don’t care or miss things because they are overloaded with claims, adjusters that just look to cut value of your claim for their own motivation and adjusters that do not have the experience in construction or with policy interpretation. In addition to these issues they are trained by your insurance carrier on how to adjust claims, and how to think, to reduce the money paid to you for your claim.

As your Public Adjuster, my job is to adjust the claim up and get you all that you’re owed. I do that by interpreting policy coverage and look for additional coverages, secure supporting evidence while creating a scope and an estimate of repairs that favor you. Besides that we add the element of passion, we realize that you pay for your policy and in most cases do not receive what you are owed, you are cheated. This is unacceptable to me and I truly believe that it is imperative that you receive the full value of the policy you pay for, and more.

“Don’t let the insurance company take advantage of you, by telling you what you are owed and what is covered.” “Contact us to get the truth and much, much more from your claim settlement”